Insurance Companies Scramble To Determine How to Cover (or Not Cover) Abortions


The Supreme Court corrected a massive error that was made in 1973 when it overturned Roe vs. Wade. The case led to millions of unborn children being slaughtered by the thoughtless actions of liberals seeking ways to rid themselves of the consequences of self-indulgent lifestyles. The unborn should have never had to pay the price for the selfishness of a group of people that wanted to impose their agenda on them.

The fight to end abortion is far from over. The ruling from the Supreme Court did not end the issue. It simply returned the matter to the people where it should be decided. The federal government does not have the power to force an issue on the people. The Constitution lets the people decide on such matters. And that is what the Supreme Court wanted to let happen.

The abortion fight rages on in states all around the country. Republican-led states are banning the practice, while Democratic-controlled states are seeking how they can allow it to continue. But with all the twists and turns taking place, the insurance companies are wrestling with whether or not the practice of abortion should be a covered expense.

The coverage issue differs significantly from whether or not the procedure itself is legal or illegal. Newsbreak reported that “Abortion may be covered by a health plan, but if no providers are available, patients don’t have access. However, people with insurance that does not cover abortion can still get one — but only if it’s available in their states or they can afford to travel and pay out-of-pocket. There are also a host of unanswered questions about whether states that restrict abortion will have the legal authority to target abortion coverage in employer plans.

Every action taken by a state legislature will end up in court. One side will challenge the issue and take the state courts to decide what is right constitutionally. But the insurance companies have to weigh not only the laws of the state the home office resides in but also every other state where policies are sold to consumers. They will have to decide if coverage extends to states that ban abortion altogether.

There are no laws that require insurance carriers to cover abortion. Any available coverage is the sole choice of each carrier. The Democrats would love to pass a law forcing the private sector to cover the procedures and forcing the general public to fund abortions through premium payments. The matter will be decided on a per company basis as each weighs in on whether they want to deal with the hassle of billing and coverage options.

The complexity of coverage is what has to be dealt with. So many different scenarios affect the type of insurance people may have. Newsbreak reported that within the Affordable Care Act plans, “Twenty-six states restrict abortion coverage in ACA plans, while seven states require it as a plan benefit, according to KFF. Those states are California, Illinois, Maine, Maryland, New York, Oregon, and Washington.”

Depending on which state a person may live, the carriers may subscribe to certain acts passed by Congress throughout the years. The entire issue will come down to how the state legislatures across the country want to deal with the issue of abortion.

The Supreme Court did what was right on the national level by overturning Roe vs. Wade. The Democrats want to cry about the ruling because they believe that it takes away their right to kill an unborn child. But all the ruling did was push the matter back to the people to decide what was best for their area.

While the liberals ruling the country in 1973 saw an opportunity to seize power over the people and took the chance, the Supreme Court fixed the error. Now, we have to see how the insurance companies can deal with all of these changes moving forward.